Open an account — ResearchPay

Business information

Tell us about your company and the authorized signatory on the account.

Legal business name *

DBA / Trade name (if applicable)

Business entity type *

State of incorporation / formation

Billing descriptor (18 chars max)

Years owned

Months owned

Contact name *

Contact title

Business website *

Business email *

Business phone *

Tax ID / EIN *

Customer service phone

Business fax

Business address *

City *

State *

ZIP code *

Country *

Is the business address the same as on your EIN? *

Describe your products *

DBA address (if different)

DBA city / state / ZIP (if different)

Business bankruptcy?

Business bankruptcy filing date

Personal bankruptcy?

Personal bankruptcy filing date

Primary owner / principal

Primary owner name

Primary owner title

Ownership %

Date of birth

Owner phone

Owner email

ID type

State / county of ID

Owner address

Owner city

Owner state

Owner ZIP

Owner country

Processing details

Help our underwriting team match you with the right acquiring bank.

Estimated monthly volume *

Exact total monthly card sales

Average transaction *

Highest transaction

Are you currently processing? *

Current processor (if applicable)

Terminated by a processor before?

E-commerce platform *

Bill before goods ship?

Shipping delay window

Primary advertising channel

Use a third-party fulfillment house?

Fulfillment provider details

Bank name

Bank phone

Account holder name

Refund policy

Required documentation

Upload the documents your acquiring bank requires for underwriting. Items marked with * are mandatory.

Articles of Incorporation / Certificate of Formation *

Upload PDF, JPG, or PNG

Operating Agreement (if entity is not a single-member LLC)

Upload PDF

EIN confirmation letter (CP-575 or SS4) *

Upload PDF, JPG, or PNG

Driver's license — front *

Upload JPG or PNG

Driver's license — back *

Upload JPG or PNG

Voided check or bank letter *

Upload PDF, JPG, or PNG — must include account and routing numbers

Bank statements — last 3 months *

Upload PDF — most recent consecutive months

Processing statements — last 3 months (if currently processing)

Upload PDF, CSV, or screenshots showing volume, refunds, chargebacks, and fees

Proof of inventory *

Upload photos of product, packaging station, and inventory

COAs on products *

Upload Certificates of Analysis — from third-party labs and suppliers

Supplier agreement / invoice *

Upload executed contract, agreement, or recent invoice from supplier

Fulfillment agreement (if using third-party fulfillment)

Upload counter-signed agreement and recent invoices (within 90 days)

Proof of domain ownership (may be requested)

Upload screenshot or document showing domain registered to business or owner

Utility bill (if business address differs from EIN address — must be less than 45 days old)

Upload PDF, JPG, or PNG

Vendor agreements (outside of fulfillment: customer service, etc.)

Upload PDF

Review and submit

Verify everything before submitting. Your pre-application will be reviewed by our underwriting team.

Business information

Legal name—

Entity type—

Contact—

Website—

Email—

Tax ID—

Primary owner—

Processing details

Monthly volume—

Platform—

Currently processing—

Exact monthly sales—

I confirm all information is accurate and complete. I understand this is a pre-application, not a guarantee of approval. Supporting documents may be reviewed by ResearchPay, underwriting teams, and acquiring-bank partners.

Application submitted

Your pre-application and documents have been received. An underwriting specialist will review your file. You'll hear from us at the email address you provided.

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